More reach. More reservations. Zero double bookings.
Less waiting. More growing.
Get pre-approved funding based on your booking performance. Lodgify Capital gives you fast access to growth capital with transparent terms and repayments that adapt to your income. Available to U.S.-based Lodgify users with at least 6 months of account activity.

Trusted by thousands of hosts
Thousands of vacation rental hosts trust Lodgify to manage their properties and grow their business with confidence.
3,400+ reviews
1200+ reviews
3,400+ reviews


Funding that fits your business
Lodgify Capital offers pre-approved funding based on your actual booking history. No complex applications or months of waiting.

Pre-approved offers in your account
Eligible hosts see funding offers directly inside Lodgify. One click to accept. No lengthy paperwork or credit checks required.
Repayments that match your income
Pay back a percentage of your booking revenue. When bookings slow down, so do your payments. Your cash flow stays predictable.

Grow without the stress of traditional loans
Traditional financing means paperwork, waiting and fixed payments that ignore your actual income. Lodgify funding works differently.

No complex applications
Transparent terms upfront
Flexible repayment schedule
Fast access to capital

Invest in your property with confidence
Whether you need new furniture, renovations or want to add another property, Lodgify funding helps you grow without cash flow stress.

Upgrade your guest experience
Invest in better amenities, fresh decor or smart home features that earn you better reviews and more bookings.
Expand your portfolio
Ready to add another property? Access the capital you need to grow your rental business on your terms.
How Lodgify Capital works
Accessing Lodgify funding is simple. No bank meetings, no stacks of documents. Just straightforward funding based on your booking performance.
See your pre-approved offer
If you qualify, you will see a funding offer directly in your Lodgify account. The amount is based on your booking history and performance.

Transparent pricing with no surprises
Every offer shows exactly what you will pay back. No hidden fees, no confusing fine print. You know the total cost before you accept.

One click to get started
Happy with the terms? Accept your offer with a single click. No additional paperwork or waiting for approval.

Fast access to your capital
Once accepted, funds are available quickly so you can start investing in your property upgrades or expansion plans.

Payments that adjust to your bookings
Repayment is a percentage of your booking revenue. Busy month? You pay more. Slow season? Payments adjust automatically.

Funding built for vacation rental hosts
Traditional loans were not designed for hosts. Fixed monthly payments ignore the reality of seasonal bookings and variable income. Lodgify Capital changes that.
Get funding based on your actual performance, with repayments that adapt to your revenue. Invest in property upgrades, expand your portfolio or cover unexpected costs without the stress of rigid loan terms.

Hear what our customers have to say
Trusted by thousands of hosts
Hosts managing everything from one beach house to entire portfolios rely on Lodgify to keep operations running smoothly.
3,400+ reviews
1200+ reviews
3,400+ reviews

Still have questions?
Eligibility is based on your booking history and performance within Lodgify. If you qualify, you will see a pre-approved funding offer directly in your account.
You can use the funds for any business purpose related to your vacation rental. Common uses include property renovations, new furniture and amenities, marketing investments or expanding to additional properties. The choice is yours.
Repayment is a percentage of your booking revenue processed through Lodgify. This means payments automatically adjust based on your income. During busy seasons, you pay back more. During slower periods, payments decrease. This keeps your cash flow predictable.
No hidden fees. Every funding offer shows the total amount you will repay upfront. You see the complete cost before accepting. There are no surprise charges, application fees or prepayment penalties.
Once you accept your offer, funds are typically available within a few business days. The exact timing depends on your payment setup, but the process is designed to be fast so you can start investing in your property quickly.
No. Lodgify Capital is a separate service from your subscription. Accepting funding does not change your plan, features or pricing. Your subscription continues as normal regardless of whether you use the funding option.
Yes. There are no prepayment penalties with Lodgify Capital. If you want to pay off your balance early, you can do so without any additional fees. You only pay the agreed total amount shown in your original offer.







