Lodgify Capital

Less waiting. More growing.

Get pre-approved funding based on your booking performance. Lodgify Capital gives you fast access to growth capital with transparent terms and repayments that adapt to your income. Available to U.S.-based Lodgify users with at least 6 months of account activity.

Rental amenities list with checkboxes showing Indoor hot tub and Private dry sauna selected.

Trusted by thousands of hosts

Thousands of vacation rental hosts trust Lodgify to manage their properties and grow their business with confidence.

3,400+ reviews

1200+ reviews

3,400+ reviews

Person in colorful patterned clothing dancing in a cozy yellow kitchen with wooden floor and plants on the windowsill.
Pre-approved offer details showing a $30,000 amount with a 14% repayment rate, $1,875 30-day minimum, $3,750 capital fee, and total owed of $33,750.

Funding that fits your business

Lodgify Capital offers pre-approved funding based on your actual booking history. No complex applications or months of waiting.

Pre-approved offer details showing a $30,000 amount with a 14% repayment rate, $1,875 30-day minimum, $3,750 capital fee, and total owed of $33,750.

Pre-approved offers in your account

Eligible hosts see funding offers directly inside Lodgify. One click to accept. No lengthy paperwork or credit checks required.

Repayments that match your income

Pay back a percentage of your booking revenue. When bookings slow down, so do your payments. Your cash flow stays predictable.

Woman sitting at a wooden table working on a laptop while holding a small light brown dog.

Grow without the stress of traditional loans

Traditional financing means paperwork, waiting and fixed payments that ignore your actual income. Lodgify funding works differently.

Woman sitting at a wooden table working on a laptop while holding a small light brown dog.

No complex applications

Transparent terms upfront

Flexible repayment schedule

Fast access to capital

Woman with closed eyes enjoying sunlight by a window overlooking a snowy yard with wooden fence and trees.

Invest in your property with confidence

Whether you need new furniture, renovations or want to add another property, Lodgify funding helps you grow without cash flow stress.

Woman with closed eyes enjoying sunlight by a window overlooking a snowy yard with wooden fence and trees.

Upgrade your guest experience

Invest in better amenities, fresh decor or smart home features that earn you better reviews and more bookings.

Expand your portfolio

Ready to add another property? Access the capital you need to grow your rental business on your terms.

How Lodgify Capital works

Accessing Lodgify funding is simple. No bank meetings, no stacks of documents. Just straightforward funding based on your booking performance.

1.
Check eligibility
2.
Review terms
3.
Accept funding
4.
Receive funds
5.
Repay flexibly

See your pre-approved offer

If you qualify, you will see a funding offer directly in your Lodgify account. The amount is based on your booking history and performance.

Interface showing a pre-approved offer selection with $30,000 selected, 14% repayment rate, $1,875 minimum, $3,750 capital fee, totaling $33,750 owed.

Transparent pricing with no surprises

Every offer shows exactly what you will pay back. No hidden fees, no confusing fine print. You know the total cost before you accept.

Woman in a red sweater looking intently at her smartphone screen indoors.

One click to get started

Happy with the terms? Accept your offer with a single click. No additional paperwork or waiting for approval.

Three property cards displayed on a transparent screen in a cozy room, featuring Casa Solara in Palm Springs with blue lounge chairs on rocky terrain, each marked complete and assigned to 4 websites.

Fast access to your capital

Once accepted, funds are available quickly so you can start investing in your property upgrades or expansion plans.

Infographic showing a rising yellow line graph labeled 'With Lodgify capital' and benefits including boosting nightly rate, refreshing space, building team, and getting more bookings.

Payments that adjust to your bookings

Repayment is a percentage of your booking revenue. Busy month? You pay more. Slow season? Payments adjust automatically.

Man in a light shirt sitting at a wooden desk near a window and writing in a notebook with a brown lamp and cup holding pencils.

Funding built for vacation rental hosts

Traditional loans were not designed for hosts. Fixed monthly payments ignore the reality of seasonal bookings and variable income. Lodgify Capital changes that.

Get funding based on your actual performance, with repayments that adapt to your revenue. Invest in property upgrades, expand your portfolio or cover unexpected costs without the stress of rigid loan terms.

Hear what our customers have to say

“It's been a breath of fresh air...it all just works.”

“The platform is intuitive, the website templates look professional straight out of the box, and the booking engine has made life so much easier... What’s impressed me most is how seamlessly everything connects — website, payments, calendar, channels — it all just works. That’s rare. On top of that, the support team has been brilliant...Lodgify has genuinely lifted our online presence and revenue.”

Trustpilot review summary for Lodgify with a 4.8-star rating from 1,789 reviews, showing the Lodgify logo and the tagline 'Less to manage, more to love.'
Find on Trustpilot

“Highly recommend it to anyone looking for a reliable all-in-one system to run multiple properties smoothly!”

“Lodgify has been a great tool for managing my short-term rental business. It’s easy to connect listings across Airbnb, Vrbo, Booking.com, and my own website, keeping everything perfectly synchronized. The interface is clean, and automation features like guest messages and booking confirmations save a lot of time.”

Trustpilot review summary for Lodgify with a 4.8-star rating from 1,789 reviews, showing the Lodgify logo and the tagline 'Less to manage, more to love.'
Find on Trustpilot

“Lodgify didn't just meet my expectations—it blew them away...For once, it feels like software made for people like me.”

“The platform itself is beautifully designed, fast, and incredibly functional. From centralising bookings and payments to building a slick website for our guesthouse, it’s all there. IDEAL integration? Check. Two-way sync with Airbnb and Booking? Seamless. The mobile app? Actually usable. For once, it feels like software made for people like me.”

Trustpilot review summary for Lodgify with a 4.8-star rating from 1,789 reviews, showing the Lodgify logo and the tagline 'Less to manage, more to love.'
Find on Trustpilot

Trusted by thousands of hosts

Hosts managing everything from one beach house to entire portfolios rely on Lodgify to keep operations running smoothly.

3,400+ reviews

1200+ reviews

3,400+ reviews

Person in colorful patterned clothing dancing in a cozy yellow kitchen with wooden floor and plants on the windowsill.

Still have questions?

How do I know if I qualify for Lodgify Capital?

Eligibility is based on your booking history and performance within Lodgify. If you qualify, you will see a pre-approved funding offer directly in your account.

What can I use Lodgify funding for?

You can use the funds for any business purpose related to your vacation rental. Common uses include property renovations, new furniture and amenities, marketing investments or expanding to additional properties. The choice is yours.

How does repayment work with Lodgify Capital?

Repayment is a percentage of your booking revenue processed through Lodgify. This means payments automatically adjust based on your income. During busy seasons, you pay back more. During slower periods, payments decrease. This keeps your cash flow predictable.

Are there hidden fees with Lodgify funding?

No hidden fees. Every funding offer shows the total amount you will repay upfront. You see the complete cost before accepting. There are no surprise charges, application fees or prepayment penalties.

How quickly can I access the funds?

Once you accept your offer, funds are typically available within a few business days. The exact timing depends on your payment setup, but the process is designed to be fast so you can start investing in your property quickly.

Does accepting funding affect my Lodgify subscription?

No. Lodgify Capital is a separate service from your subscription. Accepting funding does not change your plan, features or pricing. Your subscription continues as normal regardless of whether you use the funding option.

Can I pay back the funding early?

Yes. There are no prepayment penalties with Lodgify Capital. If you want to pay off your balance early, you can do so without any additional fees. You only pay the agreed total amount shown in your original offer.